For many, the process of picking the right Health Exchange Plan, one that meets all their criteria, can be confusing, frustrating and overwhelming. Here are some tips that might help.
Open Enrollment starts November 1, 2017 and ends December 15, 2017
Begin shopping now to ensure you have the right information before making a decision.
Know before you go.
The health exchange can be confusing for some, so most people find it best to know the plan they want before visiting healthcare.gov. To find the list of plans that give you access to Bellin Health, click here. Or seek advice from an independent insurance agent at no cost to you. An agent can answer questions and help you decide what’s best for your needs.
Don’t lose your freedom to choose your doctor.
Plans that include Bellin Health don’t restrict your choice of doctor. If choice is important to you, be careful that you don’t choose a plan that actually forces you to give up your freedom to choose your physician.
Be aware before choosing the lowest premium.
Many shoppers have chosen a plan on the exchange solely based on price only to learn later that benefits, like prescription drugs and other copays come with significant additional costs that can create a financial burden.
Determine if you qualify for financial help.
Many people don’t realize that they qualify for federal assistance to help pay their health exchange premiums. One study says that 85% of health exchange enrollees qualified for aid. Depending on your income, insurance might cost you a lot less than you think.